Tuesday, August 11, 2009

RFID Chips--Friend or Foe?

(Previously, I had posted this to Myspace in November of 2008 and thought I would share it with my readers here on this blog.)

Monday, November 17, 2008

Category: Blogging
Howdy Ya All,

I thought I would share some interesting information with you and let you decide Friend or Foe after reading it. I admit, it's a bit wordy and for some it may be exhausting, but hang in there till the end because it's all Food for Thought! Enjoy!


RFID

Definition: Radio frequency identification, or RFID, is a generic term for technologies that use radio waves to automatically identify people or objects. There are several methods of identification, but the most common is to store a serial number that identifies a person or object, and perhaps other information, on a microchip that is attached to an antenna (the chip and the antenna together are called an RFID transponder or an RFID tag). The antenna enables the chip to transmit the identification information to a reader. The reader converts the radio
waves reflected back from the RFID tag into digital information that can then be passed on to computers that can make use of it.

RFID is used for everything from tracking cows and pets to triggering equipment down oil wells. It may sound trite, but the applications are limited only by people's imagination. The most common applications are payment systems (Mobil Speedpass and toll collection systems, for instance), access control and asset tracking. Increasingly,
retail/CPG and pharma companies are looking to use RFID to track goods within their supply chain, to work in process and for other applications.

An RFID system consists of a tag made up of a microchip with an antenna, and an interrogator or reader with an antenna. The reader sends out electromagnetic waves. The tag antenna is tuned to receive these waves. A passive RFID tag draws power from the field created by the reader and uses it to power the microchip's circuits. The chip
then modulates the waves that the tag sends back to the reader, which converts the new waves into digital data.

If companies choose to put RFID tags in clothes and items consumers carry around, such as wallets, and consumers choose not to kill the tags in these items, it might be possible for governments to use RFID tags for surveillance.

But they would have to have access to the database of information related to the tags' EPCs, and it would be easy for individuals to avoid being tracked. RFID readers must emit radio waves to read tags. The signals from a reader can easily be detected and blocked.

RFID access cards can do more than let people into their workplace. They have been used for years as Security I.D. cards where the employee is allowed to use it to clock in, access their work place, access their work stations and access other parts of their workplace including file rooms, high security areas, elevators, etc. When an employee uses their Security Pass I.D. their whereabouts are recorded with each use.

RFID has been used for years in EZ Pass stickers you purchase for your vehicle windshield so you can have your credit card charged on a regular basis instead of pulling over to the slow lane and dump your purse out to pay for the toll. One day, I'm sure if law enforcement, government or a high level hacker wants to know your whereabouts,
they will.

In Dundee, Scotland, pregnant women blow into a device to verify they have not been smoking, then present an RFID card to record their success and receive a reward.

Exercise enthusiasts in Turkey use passive 13.56 MHz RFID-enabled cards not only to gain entrance to their health clubs, purchase food and gear, and secure their lockers, but also to track workouts.

French Transit Smart Cards Link to the Internet. France's SNCF is planning a fall pilot for its Weneo ID Smart Card that will link to the Internet via a USB port, enabling holders to add funds from home.

The Waikiki facility is deploying AlohaPay, a system enabling guests to use their room keys as contactless payment cards at retail locations in and near the facility.

The operator of four Colorado ski resorts will install RFID-enabled chairlift access gates linked to a new point-of-sale system in time for its 2008-09 ski season.

Car-Wash Operators Find RFID Helps Them Clean Up. EPC RFID tags attached to car windshields quickly identify regular customers and make sure their vehi cles get all the services they signed up for.

Turnkey Self-Service Store Would Employ RFID Instead of People
The prefabricated transportable structure, developed by a European startup, features RFID interrogators at the point of sale and exit door, enabling a retailer to operate without staff, and to quickly open up new branches to meet demand. (I wonder if they'll honor my coupons)

RFID Payment Fobs Fail to Woo Consumers. AmEx has pulled its RFID-based key fobs off the shelf, but pundits say NFC-enabled phones hold better promise and RFID-based card usage should continue to grow.

Soccer Fans Use RFID Cards to Gain Admission and Buy Food. The Manchester City Football Club is issuing season tickets containing 13.56 MHz RFID tags, enabling them to unlock the stadium's turnstiles, and to function as contactless PayPass payment cards.

MasterCard says events are a great platform for promoting PayPass, its RFID-enabled payment cards.

The list goes on and on from Tracking Students riding School Busses, automate attendance procedures, pay for school lunches, track inventory in your store / inventory in your warehouse, cargo shipments, Automating grocery stores so they don't have to employ human cashiers, pay for vending machines, payphones, track mobile phones, mobile computers, assets, Pay for the Subway ride home...

Schuitema Tests NFC Phones in a C1000 Grocery Store. The Dutch retailer gave RFID-enabled phones to 100 customers, who use the devic es to receive deposits from bottle-return machines, make charitable donations and pay for purchases.

Finnish Parking Pilot Taps RFID Tags and NFC Phones. The system enables the city of Oulu to chronicle how long a car is parked, sends reminders to the driver and automatically deducts payment from a designated account. (I wonder if they will even charge the towing fee directly to you when you leave your car parked for too long in
one spot and they have it towed away. I mean, extend one curtousy to me, you might as well get one back for yourself.

MasterCard Rolls Out Contactless Carpet in the U.K. The credit card association claims 60 percent of Britons under 25 years old, and 49 percent of those ages 25 to 34, would use debit or credit cards more often than cash if the cards were RFID-enabled.

Office Depot Accepting Contactless Payments. The office supply merchant is the first major retail establishment outside of fast-food restaurants, convenience stores and theaters to adopt Visa payWave and similar RFID-enabled credit cards.

Confidex intros new RFID tags for automotive industry; Reva Systems announces upgrades; IPICO inks Chinese electronic toll contract; BJ's, Barclays team up on RFID-enabled credit card; University of Maryland offers free RFID assessments.

MasterCard, Banco Posta Plan Italian PayPass Pilot. The project, planned to take place in Milan and Rome, will be the first Euro pean pilot involving RFID-enabled prepaid payment cards.

FamilyMart Demonstrates RFID's Convenience to Customers. At two of the retailer's busiest Tokyo stores, item-level tagging and RFID-enabled payment cards enabled the merchant to double the number of customers it could serve per hour.

Ocean City Plans to RFID-enable Its Beaches. The N.J. municipality hopes to issue RFID wristbands to serve as beach passes, and provide visitors a means of cashless payment for food and parking. RFID would also help keep beaches clean.

European Study Probes RFID's Impact on Privacy. Issued by the European Parliament's Scientific Technology Options Assessment committee, the report finds that the use of RFID to date has not had significant negative impacts on the privacy of individuals, though it does call for transparency.

French Jean Boutique Adopts RFID to Boost Loyalty. To attract young shoppers to its stores, Gedenim is issuing RFID-enabled loyalty cards and deploying kiosks and sales terminals designed to provide personalized information and offers to cardholders.

Sunway Lagoon Issues RFID Wristbands for Admission, Purchases. The Malaysian resort's patrons use the wristbands, rather than paper tickets, to access sections of the park and pay for goods and services.

Slippery Rock Adds RFID to Student Cell Phones. The Pennsylvania university is giving out passive 13.56 MHz RFID tags to attach to mobile phones, allowing attendees to pay for a ra nge of goods and services, both on campus and off.

Visa and Wells Fargo Testing NFC Payments. The two companies have started with internal tests involving Wells Fargo employees, but plan to involve consumers in the fourth quarter.

U.S. Cellular Phone Provider Tests NFC. Cellular South is conducting a two-city trial in which customers can buy goods using RFID-enabled, biometric Kyocera phones.

Best Buy Eager to Use RFID to Eliminate Checkout Lines. The greatest obstacle to deployment, according to Best Buy CIO Bob Willett, is the current cost of tags and readers. (But, think of all the money they'll save by not employing all those people who dare ask for meager wages to feed their families)

Mercy Medical Tracks Cardiovascular Consumables. The Des Moines, Iowa, hospital is employing passive HF tags to inventory its supply of stents, balloons and other devices used in its catheterization lab—and, eventually, to bill patients. (Bless their little hearts...Now, we wouldn't want one of those patients slipping through without paying, would we?)

RFID Payment Platforms Gaining Momentum. At last week's CardTech 2007 payments industry conference, Visa, MasterCard and American Express provided updates on their RFID-enabled payments rollouts.

University of Arkansas Kicks Off Apparel and Footwear RFID Study. The project, which is being conducted by the university, consumer goods associations and a major retailer, will ex plore how tagging individual goods with RFID can improve retail processes.

RFID Makes Ordering and Paying for Pizza Easy As Pie. A Florida pizzeria is using RFID so customers can pay for their pies at a self-service kiosk, and the restaurant can keep better tabs on orders.

Madrid Reebok Club Members Play With RFID. All members now use a card, bracelet or watch with a 13.56 passive RFID tag to access facilities and buy goods and services.

Grocery Stores Use RFID to Dispense Rental DVDs, Self-serve kiosks employ passive 13.56 MHz tags to dispense and track the discs that customers rent and return. (It's a good thing the DVD ratings don't go above R, eh?)

MasterCard to Offer Paper or Plastic. The credit card company is developing a paper RFID payment ticket for transit systems, sporting arenas and other applications.

Amsterdam Tourists Go Contactless. A new preprogrammed RFID card gives tourists faster access to transportation around the city, as well as to museums and other attractions.

Moscow Metro Tries RFID-Enabled Ticketing. The transit agency has been relying on magnetic-stripe fare cards and is now testing paper tickets with embedded 13.56 MHz RFID tags. The goal is to reduce equipment failures and ticket fraud.

Discover Teaming With Motorola on NFC, Mobile-Banking Trial. Participants can use phones with Motorola's new M-Wallet platform to check Discover account balances, make RFID-based20payments and more.

Survey Predicts Majority of Retailers Will Accept RFID Payments by Fall 2008. To fully benefit from RFID payments, retailers need to capture data related to purchasing habits, demographics and interests of customers, according to a new study.

RFID-Enabled Cart Set to Provide Shoppers With Product Info, Ads. Two grocery retailers, one on the East Coast and a second in the Dallas area, are expected to begin testing the system in a retail setting.

Chinese Railway Switching to RFID Transit Cards. Finnish smart card provider Confidex has announced a five-year contract with the transit company for 125 million high-frequency payment cards.

RFID Changing Buying Behavior. MasterCard says RFID-enabled payment cards are leading to significant changes at the cash register, while a Visa survey finds cell phones are a promising payment form factor.

Philly To Get RFID-enabled Vending Machines. USA Technologies will add its RFID-enabled payment terminals to 1,000 Coca-Cola vending machines in the Philadelphia metro area.

JCB to Run RFID Payment Trial in Amsterdam. Holders of JCB credit cards will use RFID-enabled Nokia phones to make payments using the near-field communication protocol.

Watches Set for Payments. Through a promotion linked to the FIFA World Cup in Germany, consumers in Taiwan can now pay for goods at select merchants using an RFID-enabled wristwatch.

Smart-card Market Sees Two Acquisitions. Assa Abl oy and On Track Innovations have each bought companies promising to enhance their ability to serve the global market for smart cards.

Utah Buses to Get RFID-Enabled Fareboxes. In time for next winter's ski season, the Utah Transit Authority plans to implement what it claims is the United States' first contactless payment system installed on buses.

Bus Riders in Hanau Use RFID to Go. The public transport authority for Hanau, Germany, deploys a fare-collection system that works with NFC-enabled phones.

Retailers Likely to Wed RFID to Loyalty. A report from Javelin Research & Strategy urges card associations and issuers to get a jump on co-branding contactless payment cards, in order to drive acceptance and benefit from loyalty-based card programs.

Jail to Test RFID-Managed Phones. At a Texas correctional facility, inmates will use RFID wristbands to access the phone system and pay for calls.

Chase Expands Blink's East Coast Presence. The bank is sending blink cards to 3 million Eastern U.S. cardholders, stating they'll soon have 3,000 places to use them.

Vending Machines Accept RFID Cards. In New York City and Atlanta, USA Technologies is installing RFID-enabled cashless payment terminals in vending machines and kiosks.

RFID Moratorium Bill Stalls in Committee. California's Identity Information Protection Act of 2005, which seeks to restrict the use of RFID technology in state-issued IDs, is being20held up in the assembly's appropriations committee.

RFID has been used for years in PayPass Credit and Debit Cards or cards with built in chips to use at retailers, fast food restaurants, movie theaters, gas stations, etc... I had one issued by Charter One Bank of Indiana and I liked the fact the technology was new to me and interesting, but because I felt someone could hack it and duplicate
it one day to steal money from my account, I returned it to the bank and told them I would apply for a new one because the card information had been compromised. I have yet to worry about replacing the card since they use this technology and I've seen videos of people using laptop computers and a device bought off eBay for $8 to skim the information off the RFID chip embedded cards through someone's wallet only 6 inches away. With the right kind of technology, I'm sure this person could duplicate the RFID and load their own chip. What they showed in the video was how it was done, with what, how much it costs and showed the read out on the laptop screen of all the account information it was able to retrieve with their device and of course a program used to decipher the information.

Where else has this technology been used for years and has been, from time to time, useful? Pet Tagging. A Vet can inject with a needle under the skin a RFID chip and then with the chip number, he can=2 0program and store the pet's information and the owners information in case the two are separated. Someone finds your dog, takes it to the vet, they scan the animal to see if it has a chip, finds there is one, retrieves the information and calls the rightful owner. Wonderful Day! But...

Ask yourself this--Where will it all end? Well, I'm a firm believer that it won't because it is infinite. Will it be used to track humans one day at all times throughout the universe, just prisons, just schools, just criminals, just deadbeat dads, just sex offenders? Let's not get ahead of ourselves. It will all come to pass, just not all at once. The government doesn't want to panic the masses.

Will you consent to one of these handy tracking devices or will you know that they're being inserted by use of a needle if the government says there's a new strain of the flu virus and if every single person doesn't get the vaccination, we're all doomed to die? Don't think they're going to tell you. Or, are you just that naive?

Conspiracy Theory? Maybe. Maybe this is the newest form of tagging or receiving the mark that Christian's have been talking about for many years. We once thought we would all end up with a barcode on our foreheads. This is more sophisticated, but much the same thing. Do some of us already have the tags (RFID Chips)? Who knows?

Perhaps I'm jumping the gun on this, but as you can see--the possibilities are only as endless as your imagination.

For all of you that think you can avoid this, I beg to differ. It's being tested all over the world in every way imaginable for research and development purposes. We've been using it ourselves with our "smart cards" and EZ Pass Toll payment stickers, etc... Some more than others are using the technology every single day.

If all the talks about a single Identification Card with one of these RFID chips becomes a reality, we will most likely be a cashless society--a society that can be tracked and recorded at all times every day everywhere.

Oh, gee, if it's for the common good and for research purposes to be used in the future, by all means, let's do it. I'll be the first to stand in line to have myself turned into a robot or just a number--NOT!

Thursday, May 7, 2009

Personal Payday Loans


Using a Payday Loan for Vacation Expenses

Planning a much needed vacation can be exciting and can give you something to look forward to in the future. Depending on the vacation, it can be very important to ensure that you have a little extra cash on hand to cover any unexpected costs. Having extra money on hand can help your vacation go longer and smoother. For many, a great way to get extra money for a vacation is by using a payday loan to get the money now and then pay it back after the vacation. If a vacation is what you need and are ready to get away, then use a payday loan to help you get the extra money you need to finance your trip.

How Much Can I Borrow?

When you are taking a vacation one always is worried how much they are going to need and what they plan to spend. Depending on where your destination is, this may vary. Most of your money will go to eating out while you are on vacation and this can add up quickly, making your daily expenses more and more. Using a payday loan for extra expenses can help you cover costs and what you don't spend you can just bring back and use towards paying back your loan or other bills. How much you borrow can be up to you, most payday loan company's offer lending amounts from $100 to $1500, depending on your income. No matter how much you decide to borrow, you can rest assure that a payday loan can help you have a more relaxing, stress free vacation.

How to Use Your Payday Loan on Vacation

Once you have planned a vacation and have received a payday loan to help cover your expenses, now is the time to put your vacation money to use. Depending on what type of traveler you are and where your destination is, putting your money to use the appropriate way is important.

Here are some of the common vacation expenses:

* Plane Ticket
* Accommodations
* Dinning
* Souvenirs
* Admission Costs- Shows/Theme Parks/Parks/Museums/Exhibits

Being able to have the money you need for these expenses can be very relaxing and make your vacation a very enjoyable one.

Payday Loan Travel Limitations!

The great thing about a payday loan is that there are no limitations to where you can spend your money and how you spend it. The best thing is that you receive the requested funds and from there you are able to put them to use anyway that you like. Having this option allows you to enjoy your trip and put your borrowed money to use on things that you want without any limitations. Using your payday loan wisely is important, but it is also important to use it how you see fit that way you can enjoy your vacation.

To Fax or Not to Fax

To fax or not to fax, that is the question. Alright, you might be wondering more about that question, and that is why we are here. Let's talk a little bit about how you can go about faxing in a payday loan request, or if that is something that you even want to do. You need to know the possibilities of how every payday loan request will work out, so take your time and really get it done. You need fast cash relief, and that is what a payday loan will do. You should not settle for a poor experience when you can take your time and get everything done. Read on and make sure you get the fast cash that you truly want.

What Would You Fax In?

If you do not want to go into the payday loans store and get a loan, then sometimes companies will offer you the ability to fax information in. This means that you would have to fax in the application, a copy of your paycheck stub, proof you are a legal citizen, and proof of a bank account for transfer. This is a lot of things to fax over, so you need to make sure that you have a clear understanding of what they are going to want. The last thing you need to do is forget a valuable piece of information and hold up your process.

Should I Fax?

If you do not actually want to go into the store then this is a valuable method. It will allow you to just take your time and complete this process whenever you are ready. There are some people who have been really happy with the results that they have gotten thanks to fax payday loans. Like always you need to make sure that this is something that you want to do and something that you can handle correctly. If you do not want to fax then obviously you have some other options you can use to your payday loan advantage.

No Fax Needed

Faxing has really been replaced by the internet. People have found that they do not want to fax because they do not trust the fax machine as much as they trust the security on the internet. This is one of the big reasons why you might not want to fax, and you want to handle this some other way. Remember, you do not need a fax machine to do this, and there are some companies that will not even allow for faxes. Just take your time and make sure that you are safe, secure, and able to get the money that you really need.

Additional Resources:
Please see ads to the right of this blog. They have been provided for you to help you better shop for the right payday loan for you and for your personal needs.

Wednesday, April 8, 2009

Your FICO Score--A Better Understanding

Your FICO Score

Your "FICO score" is a numeric representation of your "financial responsibility" based on your credit history.

Potential lenders may use your FICO score to decide whether or not to grant you credit and what interest rate to charge. Thus, it's extremely important to know your FICO score before you apply for any loan or credit card.

Your score is a number in the range 300-850, with 300 representing "poor credit risk" and 850 representing "excellent credit risk." Actually, you have three FICO scores, since each of the three national credit bureaus (Equifax, Experian and TransUnion) performs its own computation with the data it has and with its own scoring system. Lenders often look at all three scores and combine them with their own assessments of credit worthiness.

Approximately 40% of Americans have FICO scores of 750 or higher, and approximately 1% have scores lower than 500.

Your FICO score will have a profound effect on the interest rate you receive on an automobile loan.

An Example

The interest rate on a 4-year used car loan at a local car dealer was a rock bottom 5.697% for buyers with FICO scores in the range 720-850, but it increased to a whopping 24% for those with scores in the range 500-589. I assume those with scores under 500 did not qualify for a loan.

Some unethical loan providers will approve those with the lowest scores with a down payment, high interest rate and the loan is written for as many as 6 or 7 years, meaning you will be paying as much as four times what the vehicle is worth by the time you pay off the loan. Please always read the fine print and you can always have the salesman/loan officer print out your application and take it to your bank and ask them to explain it to you before you sign it and agree to the terms. The hidden application fees and "loan approval fees" can only add to the amount you are financing.

How to Improve Your FICO Score

In addition to providing your FICO score, MyFICO.com explains in detail how you can improve it. Here's some of the more obvious advice:

- Pay your bills on time.

- If you have missed payments, get up to date and stay up to date.

- Keep your credit card balances low--way below your credit limit.

- Pay off your debt rather than moving it from one account to another.

- Don't open a lot of credit card accounts.

MyFICO offers informative, actionable credit-information services that help people improve and protect their overall financial health.

See the web site for more ideas. MyFico.com Fico Scores/Reports

Tuesday, April 7, 2009

Identity Theft--How to Protect Yourself

Identity Theft – How to Protect Yourself

Recent statistics show there were as many as 10 Million victims last year and it’s on the rise.
(Federal Trade Commission)

And yes, identity theft can happen to you or anyone else in your family. Consider the consequences for a moment.

You may not lose money, but you may very well end up with a damaged credit history. And a bad credit history impacts many aspects of your life.

Bad credit may prevent you from getting bank loans, credit cards, car loans, mortgages and more. In other words, through no fault of your own, lenders can start saying no to you. And it doesn’t help if you tell them about identity theft. What they’ll base their decisions on is your credit report.

And here’s the worst part. Victims of identity theft typically spend hundreds of hours getting things sorted out and repairing their financial status. This is a process that can go on for months; even a year or more.

Can you afford to take that kind of risk?

Criminals use a wide variety of methods to steal your information.

One way they do this is by calling you directly, pretending to be one of your creditors or from the Social Security Administration, and asking you to verify your credintials. Criminals obtain your name and phone number by reviewing the classified ads.

Identity thieves obtain credit it your name, get mortgages to buy houses--only to later forge documents and resell the house leaving you with a mortgage company coming after you for payment and it will cost you your good credit rating while you're trying to prove you didn't apply or obtain the mortgage in the first place.

How to prevent or minimize the impact of identity theft.

While you cannot always prevent identity theft, you can take an important step to ensure that you don’t become a long time victim.

You need to be aware when it starts happening, not months later when your credit history is in ruins.

The most effective way of doing this is to check your credit report at several times a year. If you are a victim of identity theft you will catch it early by checking your credit report regularly.

And the sooner you find out, the faster you can stop the criminals and repair the damage.

It's time you safe guard your good credit and help us put a stop to Identity Theft.

Here’s an excellent site where you can find out what’s on your credit report, and begin protecting yourself from the ravages of identity theft and prevent it from happening to you: LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee!Click here to get a 10% discount.

Wednesday, April 1, 2009

Affiliate Marketing on Steroids--It's not Rocket Science!


Affiliate Marketing on Steroids--It's not Rocket Science!

This is the amazing true story of how a woman with NO business experience became a Super Affiliate earning $500,000+ (*) per year selling other people's stuff online . Her name is Rosalind Gardner and she is known as the "Affiliate Marketing Queen." She has been dubbed by January 2009 Trade Magazine as the female affiliate marketer (since 1998) with the most experience.

Over the years, she has taught thousands of people how to start and run their own successful affiliate marketing businesses using the methods she teaches in the Super Affiliate Handbook (and as an industry expert speaker, magazine columnist and consultant) and YOU can learn them too!

She teaches by example - using her own affiliate sites. From blog installation, to design, content creation and all methods of marketing - She STILL does it all.

Affiliate marketing is NOT rocket science. Far from it!

You don't need an MBA to do business on the web. Everything in life is a learning process. What you get out of your projects is due only to what you put into them. Learn it once, Rinse & Repeat over an over again. What Rosalind has to teach you can be learned and put into action as you are learning. You will see your income increase as you complete each step in her learning process. Your online presence will come to life right before your very eyes. Why learn it from scratch making your mistakes along the way and eventually giving up on the opportunity of a lifetime when you can learn from her mistakes and learn her award-winning, money making lessons that continue to make her money all day, every day, month after month, year after year?

Using a step-by-step plan to business-building, the 'Super Affiliate Handbook' answers all of the questions you will have and many, many more.

Here are some examples of what you will learn:

* You get 222 information-packed pages of practical tips and real-life examples of WORKING affiliate sites (Note: Many Affiliate Managers recommend the Super Affiliate Handbook to their affiliates. In fact, Anik Singal makes it required reading for his staff. )
* "How To" strategies to save you money, time, and effort while building your affiliate marketing business.
* Get an easy-to-understand 5-step overview of the business-building process.
* Discover the top 25 mistakes that 'normal' affiliates make, and how to AVOID them.
* How to create a web site that keeps visitors coming back for more.
* 29 ways to market your affiliate sites online and off.
* Why you must stay away from the 'flea market' approach to Internet marketing.
* How to assess a market for profitabilty.
* Discover which products are actually sold online.
* Learn which programs to avoid and when to drop others.
* Where to find free software that will save you both time and money.
* Learn how to negotiate a raise in your commissions.
* Learn how to stop Thieves from Stealing YOUR Commissions.

...and there's more... MUCH MORE! You will also Learn:

* Which 6 factors you MUST consider when choosing a domain name.
* How to Promote Associate Programs and Products with a Newsletter.
* How to use Signature Files to Gain MORE Visitors.
* How Forums can bring you more traffic.
* About software that lets you build a 1,000-page site in mere seconds!
* Learn which methods bring traffic to your site FAST.
* 9 Ways to Get Traffic to Your Site for FREE.
* The TRUTH about reciprocal linking.
* How writing a simple ezine article can bring more traffic to your site for FREE.
* How to Get MORE sales from YOUR site even though you are selling the same product as thousands of other affiliates.
* Learn EXACTLY what Super Affiliates do that other affiliates don't do.
* The 20 questions that You MUST get answers to BEFORE you join an affiliate program.
* My favorite places to advertise.
* Which software finds profitable niche topics and saves HOURS, even DAYS of manual labor.
* How to write compelling product endorsement.
* Why you don't want to use the marketing material provided by some affiliate programs.
* 6 Essential Components that EVERY successful web site has in place.

You will also...

* Discover how Keyword and Niche Market Research just got a whole lot easier.
* Learn how to Install a Blog in 7 easy steps with screenshots to show you every step of the process.
* Learn how to Post to your Blog.
* Learn how to put a new Page on your Blog.
* See how to add Categories to your Blog.
* Learn how to Set File Permissions with and without FTP.
* See exactly how to Install Links in your posts and pages.
* Learn how to put Images in your Posts and Pages.
* See exactly how to Install a New Theme (look) for your blog.
* Learn more about Contextual Advertising and where to find the most recommended contextual advertising networks.
* See how to put Google Adsense on your blog.
* See 97 Screenshots of how everything works!

To Get Started Making Money Online as an Affiliate Marketer, get your copy of the Super Affiliate Handbook today by clicking on this link:

Click Here!

Tuesday, March 31, 2009

Making Money The Clickbank Way

How to Monetize Your Website with Clickbank

Clickbank is hiding something from you that could be a HUGE money-maker for your blog or website. It’s called, “The Clickbank HopAd Builder“. It works similar to Google Adsense, except each ad is coded with your Clickbank Affiliate ID, which means you could make up to 75% of each sale.

I’m not sure why they haven’t shouted this from the rooftops yet, or blasted this out to their affiliates. If you login to your Clickbank Account, Click on Account Settings, and then, you will see the link: Clickbank HopAd Builder. See - told ya it was hidden. I don’t see it on any other page!

If you know HTML - check out the Advanced User Guide. You can control the way the ads appear on your website. If you use it on your site, please post a link to it in the comments section. Would love to see it in another niche!

Here's an excellent place to get you started making money with Clickbank:

Click Here! to go to Clickbank,

Use this Exclusive CBMall Search Engine to find what you're looking for:











Monday, March 30, 2009

Net Detective -- A necessary tool for You!

  • Find THOUSANDS of business and personal uses for this incredible set of investigation tools.
  • Uncover anything you want to know about your boss, friends, neighbors, lover, and even yourself.
  • Do searches on anyone in total privacy!
  • It's 100% legal and no one will know what you are doing.
  • It is simple and easy to use even for a beginner.
  • Track down anyone.
  • Net Detective is used worldwide by private investigators and detectives , as well as every day people who use it to find people such as lost relatives, old high school and army buddies, deadbeat parents, lost loves, people that owe them money and just plain old snooping around.
Normally, I don't recommend a program unless I find it extremely useful and well worth the small yearly fee for unlimited usage. This program is just that! I've used Net Detective personally for years and it amazes me how much information I've been able to obtain with it and how many time's it has helped me make better decisions.

Here's the link for you to sign up and start using it today:
 
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